Average Cost of Term Life Insurance in California The average cost of life insurance in California is $73 for women and $89 for men. Factors such as age, gender, health status, the amount of coverage chosen and the term length all influence life insurance premiums.

Looking at $500,000 of coverage, a man in their 30s can expect to pay around $18 a month, whereas a woman would pay about $15 a month. This difference in monthly premiums increases drastically for 60-year-old applicants, where men can expect to pay around $137 a month versus $79 a month for women.

How Much Does A $100,000 Whole Life Insurance Policy Cost? On average, a $100,000 whole life policy will cost between $100-$1000 monthly, depending on various factors such as your age. Life insurance pricing is based on your actual age, gender, lifestyle, health, tobacco usage, and coverage amount.

A $15,000 whole life insurance policy will usually cost between $15-$250 per month, depending on your insurability factors. The cost of whole life burial insurance is based on your exact age, health, gender, tobacco usage history, and the amount of coverage you buy.